Bank of America's Notary Policy
Bank of America does not offer free notary services to customers. If you need a document notarized, you will pay a fee at most Bank of America branches, though the cost is typically modest — usually between $10 and $15 per signature, depending on your location and the branch.
The availability and pricing of notary services can vary by branch and state. Some branches may not offer notary services at all, particularly smaller locations or those in rural areas. Before visiting a branch, call ahead to confirm that notary services are available and ask about the exact fee your branch charges.
If you have a Bank of America account, you may want to ask whether your specific branch offers any account-holder discounts, though this is not may provide. The best approach is to contact your local branch directly rather than relying on general policy information.
Key Takeaways
- Bank of America charges a fee for notary services at most branches, typically $10 to $15 per signature.
- Not all Bank of America branches offer notary services, so you should call your local branch before visiting.
- Fees and availability vary by location and state, so the cost at your branch may differ from other locations.
- If you need a notary for a power of attorney document, you may find lower-cost options at credit unions, libraries, or UPS stores in your area.
- Some employers and insurance companies offer free notary services to employees or members, so check with your workplace or insurer first.
Where Else to Find Notary Services
If Bank of America's fee is higher than you want to pay, several other sources offer notary services at lower cost or for free. Credit unions often provide free notary services to members, so if you belong to one, that is usually your cheapest option. Many public libraries also offer free notary services, though availability depends on your local library system — call ahead to confirm.
UPS stores and FedEx Office locations typically charge $5 to $15 per signature and are often open longer hours than banks. Some employers offer free notary services to employees through their human resources department. If you are purchasing title insurance or working with a real estate agent, they may also provide notary services at no charge as part of the transaction.
For power of attorney documents specifically, an attorney's office can notarize the document as part of their service, though this will cost more than a standalone notary. If you are having an attorney draft the power of attorney, ask whether notarization is included in their fee.
What to Bring When You Get a Document Notarized
Regardless of where you go, bring a valid government-issued photo ID — a driver's license, passport, or state ID card. The notary must verify your identity before notarizing any document. You will also need to bring the document itself, unsigned, because the notary must watch you sign it in their presence.
If the document requires multiple signatures or multiple people to be notarized, bring all parties who need to sign. Some documents, like powers of attorney, may require notarization on multiple pages or in multiple places — ask the notary or the person who requested the notarization to clarify which signatures need to be notarized.
Bring the exact number of copies you need notarized. A notary stamps and signs each copy separately, so if you need three notarized copies of a power of attorney, bring all three. You cannot notarize one copy and then photocopy it — each copy must be notarized individually.
How Notarization Works for Power of Attorney Documents
A notary's job is to verify that you are who you say you are and that you are signing the document of your own free will, without pressure or coercion. The notary does not read or evaluate the document itself, does not check whether it is legally correct, and does not determine whether it will accomplish what you intend. The notary straightforward confirms your identity and witnesses your signature.
For a power of attorney, this means the notary will ask to see your ID, watch you sign the document, and then stamp and sign it themselves. The notarized document then carries legal weight because a neutral third party has confirmed that you signed it. Some states require power of attorney documents to be notarized; others do not. Check your state's requirements or ask the person who requested the power of attorney whether notarization is required.
Comparing Notary Costs and Convenience
| Source | Typical Cost | Hours | Best For |
|---|---|---|---|
| Bank of America | $10–$15 per signature | Branch hours (typically 9 AM–5 PM weekdays) | Customers who want to combine banking with notarization |
| Credit union | Free for members | Varies by location | Members seeking the lowest cost |
| Public library | Free | Library hours (often include evenings and weekends) | Anyone needing free notarization with flexible hours |
| UPS store or FedEx Office | $5–$15 per signature | Extended hours, often open weekends | People who need notarization outside business hours |
| Attorney's office | Varies; often $25–$50 or included in service | Business hours | People having an attorney draft the document |
Frequently Asked Questions
Can I notarize a power of attorney online with Bank of America?
Bank of America does not offer online notarization. You must visit a branch in person with your ID and the unsigned document. Some states now allow remote notarization through video, but you would need to use a separate notary service that offers this option, not Bank of America.
Do I need notarization for a power of attorney in my state?
Notarization requirements vary by state. Some states require it; others do not. Check your state's laws or ask the person who requested the power of attorney — they will know whether notarization is required for the document to be valid. Your state's bar association website usually has this information.
What if I do not have a government-issued photo ID?
A notary cannot notarize a document without verifying your identity with a valid government-issued photo ID. If you do not have one, you will need to obtain a state ID or passport before the notary can help you. Contact your state's DMV or passport office for the steps to get an ID.
Can the notary tell me if my power of attorney is correct?
No. A notary only verifies your identity and witnesses your signature. They do not review the document for legal correctness or completeness. If you are unsure whether your power of attorney is properly drafted, consult an attorney before having it notarized.
How long does notarization take?
Notarization usually takes 5 to 10 minutes per document. The notary will check your ID, have you sign in front of them, and then stamp and sign the document. If you have multiple documents or multiple signatures, it may take longer. Arrive early or call ahead to ask how busy the notary is.