Change Your Address in PayPal Settings

To change your address on PayPal, log into your account, go to Settings, select Address, and update the information there. PayPal will ask you to confirm the change, and it takes effect when ready. The process takes about two minutes and requires no verification from PayPal—you can change it as many times as you need.

You have two address fields in PayPal: your residential address (where you live) and your mailing address (where you want mail sent). Most users only need to update the residential address. If you want mail sent somewhere different, you can set a separate mailing address in the same menu.

If you have a business account, you may also have a business address field. The steps are the same—go to Settings, find Address, and edit whichever address type applies to your account.

Key Takeaways

  • Log in to PayPal, go to Settings, select Address, and type in your new address to change it when ready.
  • You can set both a residential address and a separate mailing address if you need mail sent to a different location.
  • PayPal does not require you to verify the new address—the change takes effect right away.
  • If you have a linked bank account or credit card, updating your PayPal address does not automatically update those accounts.
  • Changing your address does not affect your transaction history or account balance.

Step-by-Step Instructions for Desktop

Open PayPal in a web browser and sign in with your email and password. Once you are on your account dashboard, look for the gear icon in the upper right corner and click it to open Settings.

In the Settings menu, find and click Address on the left side. You will see your current address listed. Click the Edit button next to it. A form will appear with fields for street address, city, state, and ZIP code. Clear the old information and type in your new address. Make sure the street address, city, and state match what your bank or credit card company has on file, or you may run into problems later when PayPal checks the information against those accounts.

After you enter the new address, click Save. PayPal will show a confirmation message. Your address is now updated. If you also need to set a mailing address different from your residential address, click Add Mailing Address in the same menu and follow the same steps.

Changing Your Address on Mobile

On the PayPal mobile app, tap the menu icon (three horizontal lines) at the bottom right of the screen. Scroll down and tap Settings. Look for Personal Information or Account Settings, then tap Address.

Tap Edit next to your current address. The form will expand to let you change each field. Type in your new street address, city, state, and ZIP code. Tap Save or Confirm when you are done. The app will show a checkmark or confirmation message, and your address is updated.

The mobile app works the same way as the desktop version, but the menu layout is slightly different. If you cannot find Address in Settings, try scrolling down—it may be further down the list on your phone.

What Happens When You Change Your Address

Your new address takes effect when ready in PayPal. Any invoices you send or receive after the change will show the new address. Transactions you made before the change will still show the old address in your history.

If you have a linked bank account or credit card, PayPal does not automatically update those accounts with your new address. You will need to log into your bank or credit card company separately and change the address there as well. This is important—if your addresses do not match, your bank may flag transactions as suspicious or block payments.

If you are expecting a refund or payment from someone, make sure your address is correct before the money arrives. Once PayPal processes a payment, it cannot be redirected to a new address.

Common Mistakes to Avoid

Do not forget to update your address with your bank and credit card companies separately. PayPal does not do this for you. If the addresses do not match, PayPal's security system may decline transactions or ask you to verify your identity.

Do not use a nickname or abbreviation for your street name. Write out "Street" instead of "St." and "Avenue" instead of "Ave." PayPal's system may reject abbreviated addresses when it checks them against your bank's records.

Do not leave the ZIP code field blank, even if you think PayPal already knows your location. The ZIP code is required, and PayPal will not save the address without it. If you are outside the United States, enter your postal code in the same field.

Do not change your address right before a large transaction. If PayPal's security system detects a recent address change, it may ask you to verify your identity before processing the payment. This is normal, but it can delay the transaction by a few hours.

If You Cannot Find the Address Option

If you are logged in but cannot find the Address option in Settings, check that you are looking in the right place. On desktop, click the gear icon in the upper right corner—not the menu icon. On mobile, tap the three-line menu at the bottom of the screen, then scroll down to Settings.

If Address still does not appear, you may have a limited or restricted account. Some business accounts and accounts in certain countries have different menu layouts. Try searching for "address" in the Settings search bar if one is available.

If you still cannot locate it, you can also change your address through your Profile. Click your name or profile picture, then select Profile. Look for Personal Information and click Edit. The address fields should be there.

Updating Your Address for Seller or Business Accounts

If you use PayPal for selling or have a business account, you may have additional address fields. Business accounts often require a separate business address in addition to your residential address. The process is the same—go to Settings, find Address, and edit the fields that explore to your account type.

If you are a seller, your shop address (if you have one) may be listed separately from your personal address. Check both locations to make sure all addresses are current. Some sellers use a business address for their shop and a residential address for refunds and payouts.

Frequently Asked Questions

Does changing my PayPal address change my bank account address?

No. PayPal and your bank are separate systems. You must log into your bank's website or app and change the address there separately. If you do not, your addresses will not match, and your bank may block transactions.

How long does it take for my new address to show up?

Your new address takes effect when ready in PayPal. Any new transactions or invoices will show the updated address right away. Old transactions will still show the address you had when they occurred.

Can I have two different addresses on PayPal?

Yes. You can set a residential address and a separate mailing address. Go to Settings, click Address, and look for the option to add a mailing address. This is useful if you live in one place but want mail sent somewhere else.

What if I enter my address wrong?

You can change it again at any time. Go back to Settings, click Address, and edit it. There is no limit to how many times you can update your address. Just make sure the new address matches what your bank has on file.

Do I need to verify my new address with PayPal?

No. PayPal does not require you to verify a new address when you change it. The change takes effect when ready. However, PayPal may ask you to verify your identity if you change your address right before a large transaction, as a security measure.