You can notify Social Security by phone, mail, or online — the fastest way is calling their toll-free number

Social Security needs your current address on file so they can send you benefit statements, tax forms, and notices about changes to your account. You do not need to visit an office in person. The three main routes are calling 1-800-772-1213 (Monday through Friday, 7 a.m. to 7 p.m. your local time), mailing a signed letter to your local Social Security office, or updating your address yourself online if you have a my Social Security account.

The phone route is fastest — you can complete the change in one call and the address updates within days. Online is convenient if you already have an account set up. Mail takes longer but works if you prefer not to call or do not have internet access.

Key Takeaways

  • Calling 1-800-772-1213 is the quickest way to change your address; the update typically takes effect within three to five business days.
  • You can change your address online through my Social Security if you have an account, and the change is when ready.
  • If you mail a change, you must sign the letter and include your Social Security number; mail it to your local Social Security office.
  • If you receive benefits, notify Social Security within 10 days of moving so your checks or direct deposits continue without interruption.
  • You do not need to bring documents or visit an office — a phone call or online update is sufficient.

Calling Social Security to change your address

Call 1-800-772-1213 and tell the representative you need to update your address. Have your Social Security number ready. The representative will ask for your new address and may ask a few security questions to confirm your identity — typically your date of birth and mother's maiden name. The call usually takes five to ten minutes.

Social Security processes phone changes during business hours Monday through Friday, 7 a.m. to 7 p.m. your local time. If you call outside those hours, your call will be queued and answered the next business day. The address change typically takes effect within three to five business days, though you may see it reflected in your account sooner.

If you are deaf or hard of hearing, you can use the TTY number 1-800-325-0778. If you speak a language other than English, Social Security has interpreters available — tell the representative your language when you call.

Updating your address online through my Social Security

If you have a my Social Security account, you can change your address yourself without calling. Go to ssa.gov, click "Sign in to my Social Security," and log in with your username and password. Once logged in, click "Profile" or "Personal Information," then select "Address" and enter your new address.

Online changes take effect when ready. You will see the updated address in your account right away. This route is useful if you prefer not to call or if you need to change your address outside business hours.

If you do not have a my Social Security account, you can create one at ssa.gov. You will need your Social Security number, email address, and a way to verify your identity — usually a credit card, bank account, or mortgage statement.

Mailing a change of address to Social Security

Write a signed letter to your local Social Security office that includes your full name, Social Security number, old address, and new address. Keep the letter brief — a few sentences is enough. Sign and date it, then mail it to the address of your local Social Security office.

To find your local office address, go to ssa.gov/locator and enter your zip code. The office locator will show you the mailing address for your area. Mail takes one to two weeks to arrive, and Social Security typically processes the change within five to ten business days after receiving it.

Mail is a good option if you do not have internet access or prefer a paper record of your request. Keep a copy of the letter for your records.

What happens to your benefits when you move

If you receive Social Security retirement, disability, or survivor benefits, your payments continue to your bank account or address without interruption as long as you notify Social Security within 10 days of moving. If you receive a paper check, the check will be mailed to your new address once the change is processed.

If you move and do not notify Social Security, your check may be returned to Social Security as undeliverable, and your benefits could be delayed or suspended. If you receive direct deposit, your payment goes to your bank account regardless of your address, so the change is mainly important for receiving notices and tax forms.

If you are moving out of the United States, notify Social Security before you leave. Some benefit types have restrictions for people living abroad, and Social Security needs to know your new country and address.

Changing your address if you are a representative payee

If someone else manages your Social Security benefits as your representative payee, that person can notify Social Security of your address change on your behalf. They can call, mail, or update the address online if they have access to your account. You can also notify Social Security yourself — the address change does not require the payee's permission.

If you are a representative payee managing benefits for someone else, you can change their address using the same three methods. You will need their Social Security number and your relationship to them to verify the change.

Updating your address for other Social Security services

If you are not yet receiving benefits but have a my Social Security account, updating your address in that account keeps your information current for when you file. If you are explore for benefits, you can provide your new address on the process form itself.

If you have a Social Security card and your address has changed, you do not need a new card — your Social Security number stays the same. However, if you want your card to reflect your current address for identification purposes, you can request a replacement card at your local Social Security office or by mail. Bring or mail a proof of citizenship, proof of identity, and proof of your current address.

Frequently Asked Questions

How long does it take for Social Security to process an address change?

Phone and online changes typically take three to five business days. Mail takes longer — usually five to ten business days after Social Security receives your letter. Online changes through my Social Security are when ready.

Do I need to notify Social Security if I move within the same city?

Yes. Social Security needs your current address on file even if you stay in the same city. Notify them within 10 days of moving so your mail and benefit payments reach you without delay.

What if I move and forget to notify Social Security?

Notify them as soon as you remember. If you receive paper checks, they may have been returned to Social Security as undeliverable. Call 1-800-772-1213 to update your address and ask about any missed payments. If you receive direct deposit, your benefits continue to your bank account unaffected.

Can I change my address over email or through Social Security's website contact form?

No. Social Security only accepts address changes by phone, mail, or through your my Social Security account. Do not send address changes through email or contact forms, as they are not find and may not be processed.

What if I am moving to another country?

Call 1-800-772-1213 or visit your local Social Security office to notify them of your move abroad. Some benefit types have restrictions for people living outside the United States, and Social Security needs your new country and address on file. You may need to provide additional information depending on where you are moving.