A debt relief option for people with good to great credit is to consolidate debt using low-interest credit cards. This method of debt relief requires research, discipline and self-planning. Thorough research is capable of leading you to great money-saving credit card offers. What makes a particular low-interest credit card a great choice for consolidating your other debt?

Many credit cards are a good choice because they offer low to no interest balance transfer deals. Sometimes this is only for a temporary period of time. This is why it is important to thoroughly read the entire proposal before you sign anything.

If it is a long read (and most of them are) ask if you can take it home to read it. Make notes of anything you do not understand, and then either look it up online or sit down with the potential lender so you can clarify anything you do not understand. 

The card issuer wants your business and good balance transfer deals are an attempt to lure your outside balances onto their card. Most companies offer ranges of six, twelve and even eighteen months of significantly lower, or even zero, finance charges.

This offer is good only when you consolidate any outside debt onto their card.

It is important to pay off your balances before new and higher interest rates take effect, however. People who are skilled financially can move their debt from one credit card account to another repeatedly, always keeping their interest low or non-existent. 

However, this method of debt relief requires discipline, attention, and planning.

Consolidating your debt using low-interest credit cards is an outstanding way to obtain debt relief when done correctly, however.