Contact the Social Security Administration directly for a duplicate 1099

Social Security sends a 1099-SSA form (Statement of Social Security Benefit Information) to every beneficiary who received benefits during the previous tax year. If you did not receive yours, lost it, or need another copy, you must request it from the Social Security Administration itself — not from a tax preparer or accountant, and not from any third-party website.

The fastest way is to call Social Security's toll-free number: 1-800-772-1213. Have your Social Security number ready. A representative can mail a replacement to you, usually within one to two weeks. If you are deaf or hard of hearing, call the TTY number at 1-800-325-0778.

You can also visit your local Social Security office in person. Find the office nearest you at ssa.gov/locator. Bring your Social Security card or other identification. The office staff will print a replacement on the spot or mail one to you.

Key Takeaways

  • Call Social Security at 1-800-772-1213 to request a replacement 1099-SSA form by phone, which usually arrives within one to two weeks.
  • Visit your local Social Security office in person to get a replacement printed when ready or mailed to your address.
  • You can create a my Social Security account online at ssa.gov to view and print your 1099-SSA without calling or visiting an office.
  • Have your Social Security number available when you contact Social Security, whether by phone or in person.
  • Do not pay anyone to obtain your 1099-SSA — Social Security provides replacements at no cost.

Create a my Social Security account to view your 1099 online

If you have internet access, the easiest option is to set up a my Social Security account at ssa.gov. Once you are logged in, you can view your 1099-SSA form for the current and prior tax years without waiting for the mail.

To create an account, go to ssa.gov, click "Create an account," and follow the steps. You will need to verify your identity using information from your credit report or by uploading documents like a driver's license or passport. The process takes about 10 minutes. After your account is set up, you can print your 1099-SSA when ready or save it as a PDF to send to your tax preparer.

This option works even if you did not receive a paper copy in the mail. Many people use my Social Security to read their form rather than waiting for a replacement to arrive.

Timing: when to request your replacement

Social Security mails 1099-SSA forms in January for the previous calendar year. If you did not receive yours by late January, request a replacement right away so you have it before you file your taxes.

If you are filing taxes after the April important date (for example, if you requested an extension), you can still get a replacement at any time during the year. Social Security keeps records of all benefits paid, so a replacement is always available.

If you need your 1099-SSA for a loan process, mortgage, or other purpose outside of tax season, Social Security can provide one when ready through my Social Security or by phone.

What information appears on your 1099-SSA

Your 1099-SSA shows the total amount of Social Security benefits you received during the tax year. It lists your name, Social Security number, and the benefit amount in Box 5. If you had federal income tax withheld from your benefits, that amount appears in Box 4.

The form also shows whether you received Retirement, Survivor, or Disability benefits. You will need this form when you file your federal income tax return, and some states require it as well. Your tax preparer or tax software will ask for the information from your 1099-SSA.

If you never received a 1099 at all

If you received Social Security benefits during a tax year but never got a 1099-SSA form, Social Security may have mailed it to an old address. Call 1-800-772-1213 to confirm your current mailing address and request a replacement sent to the correct location.

If your address has changed since you started receiving benefits, update it before requesting the replacement. You can change your address through my Social Security, by phone, or in person at your local office. Once your address is corrected, Social Security can remail your form.

In rare cases, a 1099-SSA is not issued — for example, if your benefits were below a certain threshold in a particular year. If you believe you should have received one, call Social Security to verify your benefit history for that year.

Using your replacement 1099 for taxes

Once you have your replacement 1099-SSA, you will report the benefit amount on your federal tax return. Whether you owe taxes on your benefits depends on your total income and filing status. Social Security benefits are taxable only if your combined income (adjusted gross income plus nontaxable interest plus half your Social Security benefits) exceeds certain thresholds that vary by filing status.

Your tax preparer or tax software will calculate whether your benefits are taxable. Bring your 1099-SSA to your tax appointment, or enter the information into your tax software if you are filing yourself. Keep a copy of your replacement form with your tax records.

Frequently Asked Questions

Can I get my 1099-SSA without creating a my Social Security account?

Yes. Call 1-800-772-1213 or visit your local Social Security office. Both methods provide a replacement without needing an online account. The my Social Security account is straightforward the fastest option if you have internet access and want to print it when ready.

How long does it take to receive a replacement 1099 by mail?

Social Security typically mails replacements within one to two weeks of your request. If you need it sooner, visit your local office in person — they can print one on the spot. If you are filing taxes soon, use my Social Security to read it when ready instead of waiting.

Do I need my original 1099 if I already filed taxes with it?

No. Once you have filed your tax return, you do not need the original 1099-SSA. Keep a copy of your filed return for your records. If the IRS contacts you about your return, you can provide a copy of the 1099-SSA you used, or request a new one from Social Security.

What if I lost my 1099 after I already filed taxes?

You do not need to do anything. Your tax return is already filed and matched to Social Security's records. If you need proof of the amount you reported for a loan or other purpose, you can get a replacement 1099-SSA from Social Security at any time.

Can a tax preparer order my 1099 for me?

No. Only you can request a replacement from Social Security. However, you can authorize your tax preparer to access your my Social Security account if you give them permission. Otherwise, you will need to get the form yourself and provide it to them.